I went to school in 1997. Between the low tuition, living communally, scholarships, part time job, and my parents' help, I didn't have any student debt when I graduated. I think it is wonderful that President Biden is excusing $10K of student loan debt. Not everyone has the advantages I have. Debt is terrible.
I think people assume students are partying and running up debt in college. I suspect it is the students with wealthy parents doing the most partying. If you have to borrow money to go to college, you don't have money to party.
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